We’ve heard this question a lot recently:
Do I need Landlords Insurance?
Answer:
If you think you need it then you probably do. Contact a registered financial adviser for more information.
Landlords insurance is a type of insurance created to protect landlords who let out property. It usually offers buildings cover and sometimes contents cover with the same types of protection found in some home insurance policies. Landlords insurance may also have a malicious damage element to protect the property and/or it’s contents from damage by bad tenants.
Many people who decide to rent out their property believe that their standard buildings and contents cover will be sufficient when they have tenants. Advice should be sought on this matter though because the landlord may not indeed be covered and separate landlords insurance may be rquired.
Many of the large insurers now offer landlords buildings and contents insurance as one of their products. In addition there are a number of specialist insurers who focus on providing landlords and buy to let insurance quotes. A search in Google for “Landlords Insurance” or “Buy to Let Insurance” in order to find these companies, or take advice from your financial adviser.
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